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About Round Rock
Welcome > Local Info > About Round Rock ...

Round Rock, Texas, with a population of 104,000, is located 15 miles north of Austin in the Central Texas hill country. Major employers include Dell, TECO-Westinghouse, Dresser and Hospira. Its combined property tax and utility rates are the lowest in the region. It has an award-winning park system, school district and is the No. 4 Safest City !!

Round Rock is the second-fastest growing city in the nation, and one of the best-managed cities in Texas. The city has maintained high quality of life while becoming a major center for economic growth in Central Texas, with industry clusters in Clean Energy, Advanced Manufacturing, Life Sciences and Computer/Software Development. The City of Round Rock is known for its award-winning master plan, park system and school district as well as for having some of the lowest crime, property tax and utility rates in Texas.

Planning: As the winner of the prestigious Comprehensive Planning Award from the Texas Chapter of the American Planning Association and a 3CMA Savvy Award for Community Visioning, the City prides itself on its long-term planning.

Crime: Round Rock is ranked the No. 4 safest city with a population of 100,000 or more in the United States. In a 2008 survey of city residents, 88 percent of respondents said they felt safe walking alone in their neighborhood at night.

Cost of living: The City of Round Rock’s property tax rate is one of the lowest in the region (37.1 cents per $100 of valuation). Also, residents pay the lowest combined average monthly utility and tax costs in Central Texas, while achieving an 82 percent satisfaction rating from its customers. Round Rock has the lowest ACCRA composite cost of living index rating among the three largest cities in the metro area.

Public Utilities: Round Rock's water and wastewater rates are among the lowest in Central Texas, and the utility is also among the most reliable; the City has had mandatory water rationing only once during the past 25 years. Round Rock is partnering with Cedar Park and Leander on a regional water project that is expected to provide our ulitimate water needs, i.e., server a population of 250,000-300,000.

Traffic: The Round Rock City Council approved a Transportation Master Plan in January 1999 that is updated regularly. The City’s Transportation Capital Improvement Plan contains $415 million worth of projects. The City’s half-cent sales tax levy for transportation will pay for $125 million of that total.

Dell Diamond: The City of Round Rock’s stadium and conference center has drawn record crowds since opening in 2000. The ballpark is home to the Round Rock Express, the Triple A affiliate of the Houston Astros. The Dell Diamond is the No. 1 ballpark in the country out of more than 200 parks according to the Fifth Annual Minor League News rankings. It was named top Double A stadium by Baseball America in 2004. (The Express moved to Triple A in the 2005 season.) Construction of the $25 million facility was financed by $8.4 million in revenue bonds backed by the City of Round Rock’s hotel-motel tax revenues and cash from RSR Sports, owner of the Express.

Sales tax rate: 8.25 percent (6.25 percent state, 2.0 percent local)

Sales tax impact: The City of Round Rock ranks 8th among cities in the state of Texas for sales tax collections through November 2009, due in large part to the impact of Dell’s Texas sales. Round Rock is the 27th largest City in Texas, according to the most recent U.S. Census Bureau data.

For more information on Round Rock please visit ths following link.
http://www.roundrocktexas.gov/home/index.asp?page=950

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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What does the term ARM stand for?

A 
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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Jodi MacHardy's Team, REALTOR®, real estate agent and broker for Austin, Round Rock and Georgetown, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Jodi MacHardy's Team
Coldwell Banker United Realtors

13376 Research Blvd., Suite 120
Austin, TX. 78750
Toll Free: 888-763-0343
Cell: 512-496-4663
Fax: 254-526-0375
Email: jodimachardy@NUMBER1EXPERT.com

I have been a real estate agent in Central Texas for over 15 years. Ever since I was featured on the cover of Real Estate Magazine at the age of 29 I have been committed to providing my customers with the best customer service available and a no-holds barred approach towards getting my clients the best deal possible. I work hard so you don't have to!!! Some of my achievements include: Being recognized by Texas Real Estate Magazine as the most successful Realtor under 30, have consistently been a member of the multi-million dollar club, associated with the USAA Mover's Advantage Team, listed as one of the Dell Corporation's recommended Realtor's and more... I am an experienced real estate agent with over 15 years. If you hire me as your real estate agent you will not be disappointed! I will assist you with all inspections for your home, compare prices of homes that have recently sold in your area to make sure your buying or selling your home at a good price, and helping you with the mortage end to make sure you get the best interest rate, all the way to closing on your home.Call Jodi MacHardy for all your real estate needs! I can be reached at : 512-496-4663 and toll free 888-763-0343 or email me at jodilin@earthlink.net . I look forward to hearing from you


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