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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
What is the most common street name in the US?
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| A |
Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street. |
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Jodi MacHardy's Team
Coldwell Banker United Realtors
13376 Research Blvd., Suite 120
Austin, TX. 78750
Toll Free: 888-763-0343
Cell: 512-496-4663
Fax: 254-526-0375
Email: jodimachardy@NUMBER1EXPERT.com
I have been a real estate agent in Central Texas for over 15 years. Ever since I was featured on the cover of Real Estate Magazine at the age of 29 I have been committed to providing my customers with the best customer service available and a no-holds barred approach towards getting my clients the best deal possible. I work hard so you don't have to!!!
Some of my achievements include: Being recognized by Texas Real Estate Magazine as the most successful Realtor under 30, have consistently been a member of the multi-million dollar club, associated with the USAA Mover's Advantage Team, listed as one of the Dell Corporation's recommended Realtor's and more...
I am an experienced real estate agent with over 15 years. If you hire me as your real estate agent you will not be disappointed! I will assist you with all inspections for your home, compare prices of homes that have recently sold in your area to make sure your buying or selling your home at a good price, and helping you with the mortage end to make sure you get the best interest rate, all the way to closing on your home.Call Jodi MacHardy for all your real estate needs!
I can be reached at : 512-496-4663 and toll free 888-763-0343 or email me at jodilin@earthlink.net . I look forward to hearing from you 
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