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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Jodi MacHardy's Team, a proven Austin, Round Rock and Georgetown, Texas NUMBER1EXPERT™ Top Selling real estate agents.

  • Find Austin, Round Rock and Georgetown Homes - Find Austin, Round Rock and Georgetown, Texas real estate listings & homes for sale provided by Jodi MacHardy's Team, your local expert real estate agents.

  • For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Jodi MacHardy's Team, a proven Austin, Round Rock and Georgetown, Texas NUMBER1EXPERT™ Top Selling real estate agents.

  • For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Jodi MacHardy's Team, a proven Austin, Round Rock and Georgetown, Texas NUMBER1EXPERT™ Top Selling real estate agents.

  • Austin, Round Rock and Georgetown Information - Find local information on Austin, Round Rock and Georgetown, Texas including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Jodi MacHardy's Team, a proven NUMBER1EXPERT™ Top Selling real estate agents.

  • Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Jodi MacHardy's Team, a proven Austin, Round Rock and Georgetown, Texas NUMBER1EXPERT™ Top Selling real estate agents.

  • About Jodi MacHardy's Team - Information about Jodi MacHardy's Team including testimonials, guarantees, credentials, and contact information. Learn why Jodi MacHardy's Team is a proven Austin, Round Rock and Georgetown, Texas NUMBER1EXPERT™ Top Selling real estate agents.

 

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Real Estate Tips
Tax Considerations >Tax Deductions

Here is a question which is often asked about real estate sales: which home loan fees are deductible for income tax purposes? It is good to know the answer to this question before you sign on the dotted line. It may influence which loan you will choose. Loan fees for certain services are not itemized on your fee statement, but are grouped together into a single category.

The most obvious deductible fee is the loan fee paid to acquire a mortgage for a principal residence. The IRS recently ruled that the buyer could deduct the fee in the first year, even if the seller paid it! Other deductions include pro-rated property taxes and mortgage interest. On these items, the buyer may only deduct their share.

Most of the other closing costs are not deductible, but you may add them to your home's adjusted cost basis when calculating appreciation. Among these costs are appraisal, attorney, and inspection fees, as well as title, recording and notary fees. Fire insurance fees are neither deductible nor do they figure into the cost basis. If you are not sure which fees are deductible, consult a professional tax advisor.

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Real Estate Trivia
Q 
What four states in the Southwest are noted for having boundaries that touch.

A 
New Mexico, Arizona, Utah and Colorado, referred to as the "Four Corners", have adjoining boundaries.
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Jodi MacHardy's Team, REALTOR®, real estate agents and broker for Austin, Round Rock and Georgetown, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Jodi MacHardy's Team
Coldwell Banker United Realtors

13376 Research Blvd., Suite 120
Austin, TX. 78750
Toll Free: 888-763-0343
Cell: 512-496-4663
Fax: 254-526-0375
Email: jodimachardy@NUMBER1EXPERT.com

Jodi MacHardy is the first and last name in Central Texas when it comes to real estate. Holding herself to the highest standards over the past 12 years, Jodi has achieved and maintained such accreditations as Multi-Million Top Producer, Top Regional Producer, and President's Premier Member. As a member of the Texas and National Association of Realtors, Austin Board of Realtors, Fort Hood Area Board of Realtors, and Temple Board of Realtors in conjunction with being a certified USAA Relocation Specialist, Jodi has the ability to access several markets in order to better serve both her buyers and sellers. With superior knowledge of the central Texas markets, along with her knowledgeable staff, Jodi has the capability to effectively market your property, facilitate smooth transactions through closing, and successfully negotiate on the behalf of either her buyer or seller. With Jodi MacHardy you will receive the experience, knowledge, integrity, and caring you deserve in a Realtor. Remember, "Finding the RIGHT REALTOR is all you need to do" and Jodi MacHardy is ready to work for you!


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